Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

I recommend you start your mortgage process by talking to a mortgage broker that represents several different lenders.  A mortgage broker can find the product that best suits your needs with just one application.

We are partnered with Guaranteed Rate to provide our clients the highest level of service, support and highly competitive products and rates. Give Zachary Assarian a call.

Zachary Assarian

Loan Officer
      C: (617) 407-3989

 


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